Montgomery County Loan Modification Attorney
At The Law Offices of Richard B. Rosenblatt, PC, we are committed to assisting our clients with loan modifications as an alternative or as a strategy before filing for Chapter 13 bankruptcy. While in many cases it is difficult to obtain loan modifications, lenders are becoming more willing to work with homeowners to solve mortgage problems, and we have the experience to proactively make your loan modifications work.
Working With Your Lender to Protect Your Home
Our law firm's founding attorney, Richard Rosenblatt, has more than 20 years of experience offering debt relief solutions and foreclosure defense in Maryland, Virginia and the District of Columbia.
He knows how to effectively negotiate loan modifications to prevent home foreclosure. When you select our law firm, Mr. Rosenblatt will try to modify your loan payments by putting your loan arrearage balance into the modified loan and obtain a lower interest rate. Contact our law firm today and learn how you can save your home with the help of a highly skilled Montgomery County loan modification lawyer.
Seeking to Prevent Foreclosures With Skillful Loan Modification Services
At The Law Offices of Richard B. Rosenblatt, PC, we know what information must be submitted in consideration for a loan modification and how to put you in the best position to obtain an approval from the lender. Our legal team will work with you to make sure you accurately fill out the loan modification application with all the information your lender will need. We are also highly skilled at expressing a need for a loan modification based on our clients' hardship and in providing advice regarding additional required contributions to make the loan modification work.
The federal government has become more vocal in encouraging lenders to provide options for people at risk of foreclosure. This has caused more and more lenders to approve loan modification requests. Experienced representation is required, however, to make sure efforts to modify your loan have the greatest chance for success. Our legal team is committed to helping you navigate through the maze of requesting a loan modification. We will work with you to make sure your lender is given all the relevant documentation such as:
- A handwritten letter explaining your hardship — we will assist you in preparing this letter after you provide an initial draft
- Two current pay stubs for you and your spouse
- The most recently filed federal income tax return
- Two current bank statements for all accounts
- A completed authorization document to disclose information to your attorney
- The most recent correspondence with your mortgage servicing company
- Your most recent mortgage statement and account information
- A completed financial statement signed by the borrower and co-borrower, if any
Contact Our Germantown Mortgage Loan Modification Attorney in Bethesda
If you are behind on your mortgage, contact us online or call 301.637.0402 to schedule a consultation with a highly skilled Maryland County loan modification attorney. We are committed to working with you to determine if your loan can be modified. It is best to begin this process as soon as possible because lenders have been slow in reacting to thousands of loan modification requests.