For many Maryland homeowners, financial difficulties lead to a great deal of stress. The fear of losing one's home is a serious stressor, and can lead individuals to make choices that they might otherwise avoid. In the struggle to save your home and avoid foreclosure, it is easy to fall victim to a wide range of scams. At the end of the day, personal bankruptcy may offer a better path toward retaining your home and rebuilding your credit.
For many in Maryland, medical issues have led to the need for serious debt relief. The cost of an unexpected illness or injury can be extreme, and can set many families on a path toward consumer bankruptcy. When medical bills begin rolling in, a tipping point is ultimately reached when an individual's ability to repay those debts is simply outpaced by new bills. Once that scenario has been reached, the options for lasting debt relief are few.