As January comes to a close, many Maryland families are faced with bills from the holiday season. Those expenses may lead to a closer examination of the family's finances, the result of which can be the sobering realization that something has to change. For some, this is the time of year when an important decision must be made: is it better to attack debt repayment or begin the process of consumer bankruptcy?
No two Maryland families who seek bankruptcy protection will have the exact same set of needs. Each case is unique and is the result of the particular circumstances of the individual or individuals who are seeking debt relief. In many cases, bankruptcy for individuals can become highly complex, especially when business interests are involved.