Stimulus checks and payment protection loans kept many Rockville families and businesses afloat during the pandemic lockdowns. That, combined with courthouses being shut for months, kept personal bankruptcy filings low in 2020 and '21. But these vital pandemic...
What are the disadvantages of a home loan modification?
A home loan modification allows you to adjust the terms of your mortgage when you are having trouble abiding by the original agreement. It is an alternative to letting your home go into foreclosure. A modification offers you some benefits, but it also has some...
Should I pay off my credit card balance every month?
Credit cards can lead to serious debt issues. When you carry a balance, unless you have a promotion, you will have interest added on when you fail to pay the balance in full on the due date. Interest adds to what you owe, and it can add up quickly. Good credit use...