There are a multitude of “clever” tips and tricks to get out of debt fast, but the reality is that getting out of credit card debt is much more like a marathon than a sprint. Whatever method you choose to deal with your debt, you will be managing the situation for...
Whether you are facing a divorce, learn of a partner’s spending habits or are considering how marrying someone with credit card debt may affect your finances, you want to know how Maryland considers debt for couples. As the State Law Library explains, generally, you...
If you are like many Americans, you have higher credit card debt than you would like. On average, credit card holders have $15,000 in debt, according to the Huffington Post. When it comes to any amount of credit card debt, people want to know how to pay it off. How...
Facing financial hardships can force you to stretch your money. If you have a high mortgage, financial issues could mean the difference between staying in your home or foreclosing on it. Forbes provides ways to create a manageable home loan. Extend the length of your...
If you are planning to file for Chapter 7 or 13 bankruptcy protection, you must attend the 341 meeting. This is an important stop on your way to a brighter financial future. Each person you meet here will have an interest in the outcome of your bankruptcy....
One of the most damaging myths out there is that carrying a balance on your credit cards directly increases your credit score. An interest-bearing balance does not improve your score. It is not necessary to establish a credit history. It does not give you points with...
Many residents of Maryland have a hard time staying on top of their bills and finances. If you are among them, you may be thinking about filing for personal bankruptcy. Most who do so move forward with either a Chapter 7 or a Chapter 13 filing, but there are some key...
When faced with foreclosure on a home, any idea may sound like a good idea. Is a deed in lieu of foreclosure one worth pursuing or will it only cause more problems for homeowners? Honestly, getting a bank to agree to a deed in lieu of foreclosure may prove difficult...
While bankruptcy can be incredibly helpful when you have financial trouble, it is best to avoid financial difficulties completely. Filing bankruptcy can prevent you from losing more money and keep you from incurring judgments against you, but it also takes time and...
When it comes to dating and marriage, finances can be a deal-breaker. Poor financial management can seriously damage a relationship. When a person struggles with credit card debt, it can lead to other partners finding him or her undesirable. Fortunately, there are...
