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October 2016 Archives

Chapter 13 discharge and dismissal: What is the difference?

When Maryland consumers suffer financial hardships that seem overwhelming, they may consider bankruptcy. However, without proper knowledge about the protections offered by the U.S. Bankruptcy Code, the terms used in the process can be confusing. For example, what is the difference between Chapter 13 discharge and dismissal? For which chapter should they file? What is the difference between a liquidation bankruptcy and a wage\-earner plan?

Collection efforts while under bankruptcy protection may be legal

A case currently before the Supreme Court will address how debt is collected and the practices that collection agencies are allowed to use. This case stems from a situation in which a woman was expected to pay over $1,800 on a bill long after the statute of limitations had expired. The court will decide whether people already under bankruptcy protection can sue companies for seeking payment on debts after the statute of limitations has expired.

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