On behalf of The Law Offices of Richard B. Rosenblatt, PC | Jun 22, 2020 | credit card debt
Most people in the U.S. are living with some type of debt looming over them. In 2016, American household debt, including mortgages, home equity loans, credit cards, student loans and auto loans, reached a staggering $12.58 trillion. The average household alone carries...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Jun 18, 2020 | credit card debt
Before a person can declare bankruptcy, they must participate in credit counseling. This financial advice helps people understand their budgets and pursue alternative solutions. Credit counseling helps people avoid bankruptcy, which should remain a last resort for...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Mar 17, 2020 | credit card debt
Bankruptcy would probably not stop you from shopping for necessities online or paying bills virtually. However, if you used a credit card in the past, that might be a costlier option during and immediately following the process. One of the main purposes of bankruptcy...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Mar 3, 2020 | credit card debt
If you have recently filed for bankruptcy in Maryland, you know first-hand the liberating feeling of being able to start fresh with a clean financial slate. It is no surprise, however, that while much of your debt has been wiped clean, your credit score may have taken...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Feb 7, 2020 | credit card debt
For Maryland residents with credit card debt, it is important to figure out how to avoid future debt. After all, getting out of debt does not help if you fall back into it again soon after. Today we will look at some of the ways you can keep from falling into old...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Dec 12, 2019 | credit card debt
A lot of people believe that those who run into serious credit card debt are simply irresponsible or incapable of handling financial matters properly. However, this is unfair to many people who are buried in credit card debt, and there are a lot of reasons why this...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Oct 21, 2019 | credit card debt
As the holiday season approaches, most Americans spend countless dollars on their loved ones. Between the gifts and holiday plans throughout Maryland, it is easy to rely on your credit card. Dependence on credit, however, can lead to serious credit card bills in the...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Oct 10, 2019 | credit card debt
The holiday shopping season seems to descend on Maryland faster every year. While heaping love and affection on friends and family members through gift-giving, consumers should make sure they do not drive themselves into debt in the process. To help, USA Today offers...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Aug 9, 2019 | credit card debt
At times, credit card debt can get out of hand. If you are behind on your credit payments and a collection agency purchases your debt, you will likely receive calls to settle your debt. The federal government and Maryland do protect citizens against harassment from...
On behalf of The Law Offices of Richard B. Rosenblatt, PC | Jul 19, 2019 | credit card debt
As a recent graduate or young professional, you have much to look forward to in life. However, when you accumulate significant credit card debt in your 20s, you may contemplate your options for seeking financial relief from such a substantial burden. Whether due to a...
