Finding Solutions That Focus On Individual Needs

Our attorneys use their extensive experience to help our clients find solutions that focus on their specific needs and goals.

Finding Solutions That Focus On Individual Needs

Avoiding Foreclosure Through Chapter 13 Bankruptcy

Homeowners facing the threat of foreclosure may turn to Chapter 13 bankruptcy. This allows them to consolidate all their debts into a convenient and affordable debt payment plan. Homeowners can then catch up with missed mortgage payments and possibly prevent foreclosure. We also have experience modifying loans during Chapter 13 bankruptcy cases.

At The Law Offices of Richard B. Rosenblatt, PC, we assist individuals throughout the bankruptcy process. We will help you determine if Chapter 13 is the right option for you.

Contact our attorneys at 301-637-0402 or toll-free at 866-930-0413 to schedule a no-cost appointment.

Benefits Of Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows individuals to create a five-year plan for repaying the mortgage arrearage. Homeowners can often keep their homes and discharge their consumer debts during this five-year period. People may also use Chapter 13 when their income exceeds the levels allowed under Chapter 7.

Through Chapter 13, you also have an opportunity to repay and discharge debts that are typically not eligible under Chapter 7 bankruptcy. This includes mortgage arrearages for an existing home that you want to keep, certain taxes and recently incurred consumer debt.

Debt Reorganization May Be Your Best Bankruptcy Option

At The Law Offices of Richard B. Rosenblatt, PC, we assist clients in many bankruptcy options, including Chapter 7, Chapter 11 and Chapter 13. While each of these options provides valuable benefits, Chapter 13 is often the most favorable solution for individuals and their families. This form of bankruptcy can typically save people thousands of dollars in interest, late fees and penalties that they are paying to creditors. It can also result in a substantial discharge of unpaid debts.

Individuals who file for Chapter 13 protection can also feel confident about keeping their home while they repay a small portion of their unsecured debts. Our lawyers will assess your situation and present legal options tailored to your individual needs. We will work to develop a debt reorganization plan and help you feel good about your financial future.

Contact Our Rockville Office Today

You have an opportunity to pay off all or a portion of your debts through a manageable payment plan. Schedule a free consultation with us today online or call 301-637-0402 or 866-930-0413. We represent clients from Montgomery County, Prince George’s County, Frederick County and throughout Maryland.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

AV Preeminent Peer Rated for Highest Level of Professional Excellence
Rated By Super Lawyers Richard B. Rosenblatt
MSBA Maryland State Bar Association | The Law Offices of Richard B. Rosenblatt, PC | Calificanos
V.B.A. The Virginia Bar Association
DC Bar