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June 2015 Archives

Strategic repayment or consumer bankruptcy?

When debt grows to a seemingly insurmountable level, many Maryland consumers begin to feel panicked. Faced with a pile of bills and no way to pay in full, stress levels rise and debt begins to dominate one's thought process. There are several ways to address high levels of debt, including filing for consumer bankruptcy. Before taking that step, many people will attempt some form of repayment plan.

Chapter 13 discharge possible for some second mortgages

Many homeowners in Maryland are faced with a difficult set of financial circumstances. Having financed the purchase of their home and during a period of solid financial stability, many took out second mortgages to cover the cost or home improvements, repair or other expenses. As the real estate market shifted over time, however, many of these borrowers now find that their home is worth less than the total amount owed on the property. It may be a relief to know that second mortgages are eligible for Chapter 13 discharge in such cases.

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The Law Offices of Richard B. Rosenblatt, PC
30 Courthouse Square Suite 302
Rockville, MD 20850

Toll Free: 866-930-0413
Phone: 301-637-0402
Fax: 301-838-3498
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