If you are a Maryland small business owner struggling to stay afloat, you may be searching for options to keep your company open. Depending on your specific situation, bankruptcy may provide the breathing room you need. At , we frequently...
Year: 2018
What are some bad spending habits I should avoid?
If you’re experiencing financial issues, you may be thinking about altering your behavior. In some cases, a person’s spending habits have a direct impact on their financial stability, sometimes leading to insolvency. The Balance offers examples of poor spending...
What steps can I take to avoid foreclosure?
If you’re a homeowner in Maryland, being faced with a foreclosure is a very upsetting proposition. Having the right information is crucial in this case, both to avoid losing your home as well as to steer clear of any potential foreclosure scams, which could deprive...
How can I manage holiday spending and avoid credit card debt?
Overspending during the holidays can feel like an inevitability. As much as you try to stick to a budget, you end up spending more than you anticipated. While it may feel good in the moment to be giving gifts to your loved ones, the long-term effect of debt can be...
Other benefits of eliminating credit card debt
Every day, people across the country spend more than they can afford to when using their credit cards. However, this spending is not always an example of irresponsible behavior. Some people find themselves in a position where they have no choice but to rack up credit...
An overview of home loan modifications
For several years now people in Maryland and around the country have heard that the nation's economy is strong, showing great growth and rebound after the recession. That does not mean, however, that everyone in the country is living without financial concerns. In...
How can I get a handle on credit card debt?
If you find that your credit card debt is spiraling out of control, you may be weighing your options. While you might ultimately need to file for bankruptcy or pursue credit counseling, working on your spending now is still recommended to ensure your correct any bad...
Is student loan debt holding you back?
For the vast majority of American’s, debt is the price of admission to the American Dream. From a young age, we are sold the idea that financial stability in the future is not possible without an astronomical investment in your education today. College is thought to...
Filing a Chapter 11 petition for the first time
Filing a bankruptcy petition can be tough for anyone, but some people face an especially difficult time when it comes to the bankruptcy process. For example, those who have complex financial circumstances may be unsure of which route to take or how bankruptcy will...
Fall can be a good time for a financial checkup
With summer coming to a close and fall starting up, there are certain things individuals may want to give some extra attention. This includes their financial affairs. While summer can be a lot of fun, it can also be expensive. According to a recent survey, the vast...