When you consider filing for bankruptcy in Maryland, there are certain things that you may do with your finance that may end up hurting your case. Before filing for bankruptcy, you should consult an excellent attorney who may take you through the process. However,...
Year: 2019
Credit card problems can surface unexpectedly
A lot of people believe that those who run into serious credit card debt are simply irresponsible or incapable of handling financial matters properly. However, this is unfair to many people who are buried in credit card debt, and there are a lot of reasons why this...
How can you effectively reduce your credit card debts?
Using your credit card can have many advantages including taking away the need to carry around cash and helping you to build a healthy credit score when you pay debts on time. However, for you and others in Maryland, owning a credit card can be a bit of a two-edged...
What are some ways to prevent foreclosure?
Foreclosure is not uncommon in Maryland, but if you are facing it yourself, you may feel frightened and powerless. While there are many situations that may lead to financial instability and missed mortgage payments, there are also several actions you may take that...
Should you file Chapter 7 or Chapter 11 bankruptcy?
If your business is having trouble paying bills and making a profit, you may be considering bankruptcy in Rockville, Maryland. You may have heard of Chapter 7 and Chapter 11 bankruptcy but do not understand how these options differ. The differences are important...
Are there different types of home loan modifications?
When you're unable to keep up on mortgage payments, a home loan modification might be a good option for you. Loan modifications allow you to alter the terms of your loan so that it's easier to make payments, which is beneficial to people facing financial hardships....
Can you avoid debt this holiday season and still use credit?
As the holiday season approaches, most Americans spend countless dollars on their loved ones. Between the gifts and holiday plans throughout Maryland, it is easy to rely on your credit card. Dependence on credit, however, can lead to serious credit card bills in the...
How can you recognize a foreclosure scam?
Foreclosure on your Maryland home can be a frightening prospect. In your desperation, you may agree to a plan that is not in your interest. Scam artists count on your heightened state of panic to prevent you from carefully examining the provisions of their phony...
Avoid going into debt this holiday season
The holiday shopping season seems to descend on Maryland faster every year. While heaping love and affection on friends and family members through gift-giving, consumers should make sure they do not drive themselves into debt in the process. To help, USA Today offers...
Should you file for bankruptcy when facing foreclosure?
If you have fallen behind on your mortgage, chances are that you are also struggling to pay other debts. When your lender begins to pursue foreclosure, you may be able to save your home by filing for bankruptcy. Read on to learn more about how a bankruptcy filing...