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December 2013 Archives

Maryland consumers can start over with bankruptcy protection

Sometimes, a series of events or just one crippling event can lead a consumer or business owner to a bankruptcy filing. Some Maryland residents can no longer afford to pay their monthly debts or their debts far supersede their household income. In cases like these, Chapter 7 Bankruptcy protection may be the most viable option for a new financial beginning.

Late payments on credit cards see minor uptick in third quarter

Credit cards have long been instrumental tools for Americans to pay for things and "organize" (in a way) their financial situation. At the same time, credit cards can be very risky tools, ones that trap the user in loops of debt that are only spurred on by massive interest payments and late payment penalties. In other words, as helpful as credit cards can be, when they are misused it is inevitable that the user will experience some difficult financial times.

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