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December 2014 Archives

How long will consumer bankruptcy remain on credit?

The decision to file for bankruptcy is never a simple or easy choice to make. However, many Maryland residents find that the benefits of bankruptcy offer the best available path out of unmanageable debt. Once the decision has been made to file for consumer bankruptcy, many wonder how long that choice will impact their financial standing, especially in regard to credit scoring.

Choosing a credit card after consumer bankruptcy

For many in Maryland, one of the top post-bankruptcy priorities is rebuilding a positive credit history. This is best achieved by making responsible use of new lines of credit, as well as making timely payments on any debts that were not discharged through the consumer bankruptcy process. Knowing which forms of credit to pursue after a bankruptcy is important, as not all debt is created equal.

Consumer bankruptcy and zombies: The risk is real

Going through a bankruptcy can be a tumultuous time in the life of a Maryland resident. There are a great many decisions that must be made in a limited range of time, and having to trudge through the paperwork involved can be a chore in and of itself. However, the end result is worth the short-term strain, and those who have come through a consumer bankruptcy are able to begin anew in their financial lives. That sense of a new beginning is placed at risk, however, when many in Maryland realize that some of the debts discharged during bankruptcy refuse to die.

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Rockville, MD 20850

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