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January 2015 Archives

New bill would include student loans in bankruptcy protection

Most Maryland consumers are aware that student loans are not currently eligible for discharge through consumer bankruptcy. This may change, however, if newly proposed legislation is passed through the House and placed into effect. The Discharge Student Loans in Bankruptcy Act proposes allowing educational loans to be included within the scope of debts that are included within bankruptcy protection.

Is the time right to seek bankruptcy protection?

Deciding when financial strain has reached an unmanageable level can be a difficult task. It is hard to know when the situation has reached a point at which looking at bankruptcy protection is the best course of action. In the weeks following the beginning of a new year, addressing financial concerns is on the top of many to-do lists. For many in Maryland, however, a close examination of personal finances will uncover several factors that can combine to make bankruptcy the clear choice.

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