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February 2016 Archives

Chapter 13 Discharge may resolve overwhelming debt problems

Maryland consumers who are struggling to maintain payments on their debts might have considered personal bankruptcy, but they may have put off filing because they are not entirely informed about the different bankruptcy chapters and the requirements for each. Choosing between a Chapter 7 liquidation bankruptcy and a Chapter 13 discharge bankruptcy that involves a repayment plan can be difficult without the necessary information. Procrastinating can only worsen the situation, and the appropriate action may be to consult with an experienced bankruptcy attorney.

Addressing medical debt: Negotiation or consumer bankruptcy?

Many Maryland consumers are struggling under a mountain of medical debt. Whether through accident or illness, medical care can result in significant expenses. It can be difficult to overcome that financial burden, no matter how hard a consumer tries. In some cases, patients are able to negotiate their medical debt down to a manageable level. For others, consumer bankruptcy is the only path back to financial stability.

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